Old Age Security pays on the same 12 dates as CPP, and GIS arrives inside the same OAS deposit. Here's the full 2026 schedule, this quarter's 1.2% increase, and the maximums for both age groups, verified against Service Canada.
The next OAS payment arrives on Wednesday, July 29, 2026, and GIS arrives inside the same deposit. It's also the first payment carrying the 1.2% quarterly increase. CPP lands the same day as a separate deposit.
Service Canada pays Old Age Security 12 times in 2026, from January 28 through December 22, on the exact same dates as CPP. One calendar covers OAS, GIS, the Allowance, and CPP, so there's nothing else to track.
| Month | Payment date | Day of week | Status |
|---|---|---|---|
| January | January 28, 2026 | Wednesday | Paid |
| February | February 25, 2026 | Wednesday | Paid |
| March | March 27, 2026 | Friday | Paid |
| April | April 28, 2026 | Tuesday | Paid |
| May | May 27, 2026 | Wednesday | Paid |
| June | June 26, 2026 | Friday | Paid |
| July | July 29, 2026 | Wednesday | Upcoming |
| August | August 27, 2026 | Thursday | Upcoming |
| September | September 25, 2026 | Friday | Upcoming |
| October | October 28, 2026 | Wednesday | Upcoming |
| November | November 26, 2026 | Thursday | Upcoming |
| December | December 22, 2026 | Tuesday | Upcoming |
Yes, and they're not separate deposits. The Guaranteed Income Supplement is added to your OAS pension and paid as one combined deposit on the same date. There's no separate GIS payment day to track, which surprises people expecting two entries on their bank statement.
GIS goes to low-income OAS recipients and tops out above $1,100 per month for a single senior in 2026, adjusting every quarter alongside OAS. The supplement is income-tested against your previous year's return, so July 2026 is the month your 2025 income starts deciding the amount. An unfiled return is the most common reason a GIS amount drops to zero.
The Allowance, paid to 60-to-64-year-old spouses of GIS recipients, follows this same calendar too. Every payment in the OAS family lands on the dates in the table above, which is why our Canada benefit payment calendar lists them as one row.
The July to September 2026 quarter pays a maximum of $751.97 per month for ages 65 to 74 and $827.17 for seniors 75 and older, after a 1.2% quarterly increase landed with the July 29 payment.
| Age group | Monthly maximum (Jul to Sep 2026) | Why it differs |
|---|---|---|
| Ages 65 to 74 | $751.97 | Base OAS pension, full 40-year residence |
| Ages 75 and over | $827.17 | Permanent 10% increase since July 2022 |
| GIS, single senior | $1,100+ | Income-tested, paid inside the OAS deposit |
Your amount depends on years of Canadian residence after 18: 40 years earns the full pension, 10 years earns a quarter of it, prorated in between. Those figures aren't a promise of your entitlement; you'll find the exact number in My Service Canada Account, and OAS remains taxable income while GIS doesn't.
Yes. Both pensions pay on the same 12 dates in 2026 as two separate deposits that usually post the same morning. A retired senior receiving CPP, OAS and GIS sees two bank entries: one for CPP, one combined OAS-plus-GIS. You don't track two calendars; the CPP schedule, amounts and rules live on their own pages.
See the combined CPP and OAS scheduleService Canada asks you to wait 5 business days after the payment date before reporting a missing OAS payment. Deposits post overnight and show by early morning, so a payment that hasn't appeared usually traces to banking details rather than the payment run itself.
Two causes cover most cases. Stale direct deposit information after a bank switch sends money to a closed account, and it's fixed in My Service Canada Account before the next run. A missing GIS portion is different: that's almost always an unfiled tax return, since the CRA can't income-test the supplement without your 2025 numbers.
December deserves a note in your calendar either way. The December 22, 2026 payment arrives early for the holidays, then the January 2027 deposit lands about 5 weeks later, the longest gap of the year for every pensioner in Canada.
The 2026 schedule comes from the official Government of Canada benefits payment calendar and Service Canada's OAS publications, including the quarterly rate announcements. Last verified July 8, 2026, re-checked quarterly, corrected within 24 hours when a calendar changes.